Business Loan Strategies to Buy a Business Opportunity

When buying a business opportunity that does not include commercial property, borrowers should realize that business loan options will be significantly different when compared to a business purchase that can be acquired with a commercial property loan. This problematic situation occurs because of the normal absence of commercial real estate as collateral for the business financing when buying a business opportunity. In terms of arranging the business loan, efforts to buy a business opportunity are almost always described by commercial borrowers as excessively confusing and difficult.

The comments and suggestions in this report reflect business financing conditions that are frequently offered by substantial lenders willing to provide a business loan to buy a business opportunity throughout most of the United States. There are likely to be circumstances in which a seller will privately fund the acquisition of a business opportunity, and it is not our intent to address those business loan possibilities in this report.

BUSINESS OPPORTUNITY BUSINESS LOAN STRATEGIES:

Buying a Business Opportunity – Length of Business Financing to Anticipate

Business financing conditions to buy a business opportunity will frequently involve a reduced amortization period compared to commercial mortgage financing. A maximum term of ten years is typical, and the business loan is likely to require a commercial lease equal to the length of the loan.

BUSINESS OPPORTUNITY BUSINESS LOAN STRATEGIES:

Expected Interest Rate Costs for Buying a Business Opportunity

The likely range to buy a business opportunity is 11 to 12 percent in the present commercial loan interest rate circumstances. This is a reasonable level for business opportunity borrowing since it is not unusual for a commercial real estate loan to be in the 10-11 percent area. Because of the lack of commercial property for lender collateral in a small business opportunity transaction, the cost of a business loan to acquire a business is routinely higher than the cost of a commercial property loan.

BUSINESS OPPORTUNITY BUSINESS LOAN STRATEGIES:

Down Payment Expectations to Buy a Business Opportunity

A typical down payment for business financing to buy a business opportunity is 20 to 25 percent depending on the type of business and other relevant issues. Some financing from the seller will be viewed as helpful by a commercial lender, and seller financing might also decrease the business opportunity down payment requirement.

BUSINESS OPPORTUNITY BUSINESS LOAN STRATEGIES:

Refinancing Alternatives After Buying a Business Opportunity

A critical commercial loan term to expect when acquiring a business opportunity is that refinancing business opportunity financing will routinely be more problematic than the acquisition business loan. There are presently a few business financing programs being developed that are likely to improve future business refinancing alternatives. It is of critical importance to arrange the best terms when buying the business and not rely upon business opportunity refinancing possibilities until these new commercial financing options are finalized.

BUSINESS OPPORTUNITY BUSINESS LOAN STRATEGIES:

Buying a Business Opportunity – Lenders to Avoid

The selection of a commercial lender might be the most important phase of the business financing process for buying a business. An equally important task is avoiding lenders that are unable to finalize a commercial loan for buying a business.

By eliminating such problem lenders, business borrowers will also be in a better position to avoid many other business loan problems typically experienced when buying a business. The proactive approach to avoid problem lenders can have dual benefits because it will contribute to both the long-term financial condition of the business being acquired and the ultimate success of the commercial loan process.

Copyright 2005-2007 AEX Commercial Financing Group, LLC. All Rights Reserved.

Apply A Simple Acid Test To Every Home Based Internet Business Opportunity

Most people who have searched for a suitable home based Internet Business opportunity complain about a common illness: They are sick and tired of websites that promote best home based Internet Business opportunities… sick and tired of the false promises, the over-hyped sales pitches, and the downright SCAMS that lurk behind most Internet Business opportunities.

If you’re new to the home based Internet Marketing opportunity ‘industry’, test a few websites for yourself. Simply go to the Google search box and type in the Keyword Term “Internet Business Opportunity”, using the “quotes” to refine your search. Now click on a few of the websites that appear on the first two or three pages… Read some of the content; Click on a few of the Advertised Sites that appear down the right hand side of these websites…and read some of the content on these websites. What is your overall impression?

Perhaps you’ve gone further… Perhaps you’ve bought into one or more of these so called home based business opportunities. If so, are you impressed and satisfied with what you received in return for your hard-earned cash?

The truth is… most opportunity seekers are becoming more and more disillusioned by the whole home based business opportunity ‘industry’. They are becoming wide awake and more cautious… because its so easy to be misled and scammed by Internet sharks.

If you’ve suffered from these sharks, don’t be too hard on yourself. Most serious business opportunity seekers get fleeced, often more than once, by ruthless business opportunity SCAMMERS… before they find a genuine business opportunity that suits them. That’s because most home based business opportunities fall far short of the hype and promises contained in the websites and sales letters of their owners and promoters. Being scammed seems to be part and parcel of the ‘character building’ experience that most Internet Business opportunity seekers go through on in their ‘school-of-hard-knocks’ learning journey.

A Simple Acid Test There is one simple Acid Test you can apply to EVERY home based Internet Business opportunity you come across. It answers the question:

What is the most important part of this ‘Internet Business’ opportunity?

If the answer is ‘the Internet part” then you would do well to tread very carefully. If the answer is ‘the Business part’ then you may be onto a good opportunity.

You see, at the core of the Internet Business Opportunities ‘industry’ lurks a Great Big Lie. Ignore it at your peril!

THE GREAT BIG LIE is: The INTERNET IS the BUSINESS!

The Great Big Lie is contained in the words ‘Internet Business’. Look at how often most so called ‘Internet Business’ opportunity providers and promoters use the word business in their sales hype. They try to impress you that what they are offering is a complete BUSINESS-IN-A-BOX. But most of these offerings have little to do with a BUSINESS. At best they are simply INTERNET TECHNICAL AND MARKETING TOOLS that can support your business. The ‘Internet BUSINESS-In-A-Box is a sales ploy… to get you to buy a few packages of Internet software, ready-made websites, website hosting, and training courses. These are likely to be only add-ons for the real business you will need to create if you are going to make any money at all.

THE GREAT BIG TRUTH is: The BUSINESS IS THE BUSINESS! The Internet is ONLY A COMMUNICATION MEDIUM in general and a MARKETING TOOL in particular for Internet Businesses.

Why do most home based Internet Business owners fail? Because they do not have a viable BUSINESS MODEL from the very beginning. They simply jump into what they are led to believe is an ‘easy-money-from-home-cash-machine’ Internet opportunity.

How often have you read home based Internet Business Opportunity blurb such as: ‘Make $100,000 in less than three months while you sleep. No experience or commuter skills necessary. Simply follow our step-by-step instructions that come with our Turnkey Internet Business-In-A-Box.’

Blurb like this is nonsense! There is no ethical Internet Business Opportunity in the world that can do this for the beginner! Even if you have 25 years of related Business Experience, 15 years of super Computer Experience, and a superb product to sell.. it will take you at least a year to make ANY money on the Internet if you are a novice! There’s just so much you have to learn about Marketing alone before you can even get started… not to mention search engine optimisation, Adwords, and all the other tools to drive traffic to your website(s).

You simply don’t get all of the help you need to start and run a successful home based Internet Marketing business in any ‘Internet Business-In-A-Box’ package for $495 or even $7,000! We know this because we’ve been there, we’ve bought the packages, we’ve spent loads of time, effort, and money on Internet Business opportunities, seminars, courses, software, products, mentoring etc. And our bitter experience shows that most Internet Business ‘get-rich-quick-schemes’ are nothing but Scams!

So, use our simple Acid Test before you part with your hard-earned cash: Check out whether or not the enticing home based Internet Business Opportunity really is a BUSINESS opportunity which can be operated effectively by Internet!

Visit www.infonichemarketing.com [http://www.infonichemarketing.com]

Discovering & Identifying Turnkey Business Opportunities

If you are looking for turnkey business opportunities, you’ll quickly find that there are many internet business opportunity scams out there. You would probably be amazed at how many people end up entangled in a scam when they are merely trying to find a good business opportunity. Although there are many great legitimate opportunities, scams abound, which means you need to choose your business opportunity very carefully.

There are many advantages to going with turnkey business opportunities. They can help you to avoid having to build a business from the ground up. You already have a good foundation when you get started, which is definitely advantageous. Another benefit of going with a turnkey business is that it is usually much cheaper than starting a business from the bottom as well. Of course if you pick the wrong opportunity, none of these benefits will do you any good.

It’s important that you know how to pick a good opportunity that will help you to make a great income. Here are a few important tips and ideas that will help you avoid internet business opportunity scams and pick out turnkey business opportunities that will truly work for you.

One of the first tips that you should definitely keep in mind when choosing turnkey business opportunities is to never go with the first opportunity that you find. Even if it seems like the best opportunity out there with many benefits, don’t make a quick move. Before making your decision you will need to carefully analyze various ideas so you can make an intelligent decision.

Take the time to look around at many different turnkey business opportunities before making your final choice. Even if you do go back to the first one you came across, at least you know what is out there. Making a hasty decision can be disastrous, especially if you accidentally get involved in one of the many scams out there today. Spend the time doing your research first and make a decision that is based on your research.

Considering your interests and your capabilities is also very important as you take a look at the many turnkey business opportunities available. If you choose a business you are not interested in at all, more than likely you are not going to stick with it. Of course you also need to have the knowledge and skills to run the business as well. A combination of something you like and something you are skilled at will make the best opportunity for you and will get you on your way to success.

Check into the potential of the business before making your decision. While some of the internet business opportunity scams look good in the beginning, careful investigation will show you that the potential of profit is not there. Be sure that the opportunity is truly financially viable before you get involved in it. This way you are sure to pick out turnkey business opportunities that will provide you with financial gains.

Another important tip to remember when choosing turnkey business opportunities is to take inventory of your time. How much time do you have to devote to your new business? This will be important, since some business opportunities will require far more time than others. If you start out with a business opportunity that you don’t really have the time for, chances are you won’t be able to make it work. Remember, you have to balance your work and your home life, so consider this as you choose your new business.

There are definitely many things to look for in good turnkey business opportunities and many things that you should avoid if you want to succeed. With these important tips and ideas, you should be able to make a well informed choice on a good opportunity for your needs. Make the right choice and you’ll soon be reaping profit and success from your new business.